Sunday, March 30, 2008

Homework T.T

Yeah, because of Dury and Dewitt [English poetry project and Child Psych stuff...], and of course my procrastination skillz, I am stuck with doing all this stuff... like... now, so like I won't be able to sleep and stuff so I'm just gonna post up the pic of the new Japanese Male Celebrity of the week:

Yamashita Tomohisa or more famously known as Yamapi!!!
<-- Yamapi in Kurosagi
Gender: M
Birthday: 4/09/85
Birthplace: Chiba, Japan
Height: 175cm
Weight: 60kg
Horoscope: Aries
Blood Type: A
[yay for wikipedia information]
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Saturday, March 29, 2008

Quick Lesson in Finance and College Stuff

Okay so Elaine's mom [My mom's friend] invited this random businessman to my house to talk to my mom into doing business and stuff so then if she does business and is successful, he'll get commission and be successful [yes I had to ask him his benefits... and at first he's like "I don't benefit" but then I'm like "humans are selfish people, you must benefit from this", and that's when I got him to tell me-- heh;; I feel like a mean person but w/e]. This is an important life lesson on finance and money and how to get rich and stuff... [yeah... -cough-] but I just thought it might be of use to people/kids around our age for now...



HOW COLLEGES CALCULATE NEED-BASED FINANCIAL AID

The cost of the college - the GFC
the GFC includes:
1. parent's income -- 20%
2. parent's asset -- 5-6%
3. child's income -- 35%
4. chlid's asset

Interesting thing learned: the 72 Rule
72/(interest rate) = estimate number of years it takes for your money to double

To increase cash flow:

1. Dollar Cost Averaging - a technique to reduce risk with a large purchsase
2. Diversify where you put your money

-- Get a Tax-free account thing

Also, in the future, one would need to buy protection, like health insurance, disability insurance, public limited company (a type of limited company whose shares may be offered for sale to the public), and obviously life insurance...

How to calculate the "value of a person" [lol]
1. Debt
2. Income [let's say, 90k] x7
3. Mortgage [let's say 340k]
4. Education [Let's say 250k/child and you have 2 chidren]

total would be around 1.5mil = cost of a person. now just change the numbers around a bit and u can find the cost of yourself! :D;;;

Retirements: there's the 401k, 403b, and IRA plans like ROTH [Individual Retirement Account that provides tax-free growth] and VUL [Variable Universal Life insurance]

3.5 important aspects of success:

1. IQ [intelligence... hopefully u have some of that]
2. EQ [emotional intelligence]
3. AQ [adversity quotient]
3.5. SQ [ spiritual quotient -- this mostly depends on the person]

Yay... okay this is about how much I understood the random businessman >.<;; [Oh btw... I'm technically not supposed to distribute this so.. umm... yeah...]
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Friday, March 28, 2008

ALIVE CHEESE

I'm unusually hyper right now. I don't know why, but I feel like running on the track. Actually, I wanna play tennis [tennis anyone at 2pm tomorrow?]. Yeah so I just got back from A.L.I.V.E. like half an hour ago, in my super duper hyper mode that's probably from either Karolyn's chocolates, my lack of sleep, or extreme boredom.
Oh, I discovered that June has a "green hammar" too :O [-gasp-] and mocked her for it, but my "hammar" is greener than hers >.<. I pwn at thumb war :D Eric says my thumb is deformed but he's probably just mad that I owned him in thumb war [xD]. Ohhhhh I didn't get rejected to BU... but I got a pretty crappy scholarship... so I'm probably not gonna go. Speaking of colleges... WHERE IS MY UMASS LETTER? DOES THIS MEAN I GOT REJECTED?!?!? AND WHERE'S MY UROCHESTER LETTER?! I'm like the only one that hasn't heard from either of those colleges yet T.T. Monday = Rejection from Brown, Tuesday = Rejection from everywhere else. Congrats to everyone that got into CMU. Eric says I should talk about cheese, but idk anything about cheese. So wikipedia gives me this list of cheese categorized by origin [skip like... a few hundred lines down if you don't wanna read]:

Africa

Egypt

Mauritania

South Africa

Kenya

Asia

India

Japan

Middle East

Labneh

Iran

Nepal

Philippines

Europe

Austria

Belgium

Limburger cheese

Bulgaria

Cyprus

Grilled Halloumi (Cyprus)

Czech Republic

Croatia

Denmark

Danish Blue cheese

Finland

France

Selles-sur-Cher cheese

Germany

Greece

Anthotyro Xero (Crete, Greece).

Formaella Parnassus (Central Greece).
Graviera Kritis (Crete, Greece): One of the best Graviera of Greece.
Metsovone (Epirus, Greece): Smoked cheese.

Hungary

Ireland

Gubbeen cheese

Italy
Parmigiano Reggiano

Former Yugoslav Republic of Macedonia

Malta and Gozo

Montenegro

Netherlands

Gouda

Norway

Geitost cheese

Poland

Twaróg
Oscypek

Portugal

Romania

Russian Federation

  • Syr Kolbasny (Сыр Колбасный - kielbasa cheese), a smoked cheese in the shape of kielbasa sausage, usually wrapped in plastic.
  • Syr Poshekhonsky (Сыр Пошехонский - Poshekhon's cheese or Poshehon's cheese), a young cheese of cow's milk.
  • Syr Novorossisky (Сыр Новороссиский - New Russian cheese), a young cheese of cow's milk.
  • Syr Orbita (сыр орбита - cheese orbit), melted cheese.
  • Tvorok (творог), a curd cheese somewhat similar to cottage cheese or Ricotta.

Serbia

Slovakia

Spain

Manchego cheese

Sweden

Pichula cheese

Switzerland

Gruyère

Appenzeller

Turkey

  • White cheese (Beyaz peynir)
  • Kashkaval cheese (Kaşar [Kashar] peyniri)
  • Cecil cheese (Çeçil [Chechil] peyniri)
  • Tulum cheese
  • Cheese with herbs (Otlu peynir)
  • Mihalic/Kelle cheese (Mihaliç [Mihalich]/Kelle peyniri)
  • Goat cheese
  • Sakak chese (Şakak [Shakak] peyniri)
  • Lor
  • Sor (Şor [Shor])
  • Tongue cheese (Dil peyniri)
  • Maras cheese (Maraş [Marash] peyniri)
  • Cerkez cheese (Çerkez [Cherkez] peyniri)
  • Tel/Civil cheese (Tel/Civil peynir)
  • Cokelek (Çökelek [Choekelek])
  • Canak cheese (Çanak [Chanak] peyniri)
  • Kulek cheese (Külek [Kuelek] peyniri)
  • Cara/Testi cheese (Cara [Jara]/Testi peyniri)
  • Orgu cheese (Örgü [Oergue] peyniri)
  • Golot cheese
  • Cayir cheese (Çayır [Chayir] peyniri)
  • Torba cheese
  • Cubic cheese
  • Yoruk cheese (Yörük [Yoeruek] peyniri)
  • Gravyer cheese
  • Imansiz cheese (İmansız peyniri)
  • Abaza cheese

United Kingdom

Red Windsor cheese

Canada

Mexico

Oaxaca cheese

Nicaragua

United States of America

South America

Argentina

Brazil

Coalho

Chile

A typical cut of Chanco cheese

Colombia


Peru

Venezuela

Australia

The following cheeses remain unclassified.


[http://en.wikipedia.org/wiki/List_of_cheeses]<-- yes must "cite" my sources
Anyways, I hope you're satisfied with this explanation of cheeses, Eric >.>
I was totally gonna make June look bad in this post.. but then I decided to be nice [though June totally doesn't deserve it since she's so mean to me] and not write anything about June and ruin her awesome reputation.
[Currently gonna start watching, and probably will finish very soon: One Litre of Tears]
I was gonna write something else, but now I don't remember what... so I'm gonna go watch One Litre of Tears that's just finishing loading... :D;;
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